Tyler Hall at Guaranteed Rate

There are fees associated with the loan that should factor into your decision. The annual percentage rate (APR) reflects the actual cost of getting a loan and includes things like closing costs, origination fees, private mortgage insurance and more.
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Worried about rate jumps? We’ve got your back with Lock 'N’ Roll, which lets you lock a low rate for up to 90 days… and get a lower rate if they dip. http://ms.spr.ly/6186dxcNn

Homebuyers often go for the 30-year term on a mortgage, but the 15-year option has its own benefits over the 30-year mortgage: a lower interest rate, allows you to build home equity faster, and you’ll pay off the mortgage in half the time.
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