Lucius Rowland - Structure Realty LLC

Do you know the difference between an FHA and VA loan? 📝

An FHA loan is a mortgage loan that is insured by the government. This means that if you stop making payments, the lender is responsible for the loss.

A VA loan is a mortgage loan that is provided by the government. This means that the lender is not responsible for the loss if you stop making payments.

Both types of loans have credit score requirements that aren’t as strict as conventional loans. You can get an FHA loan with a down payment as small as 3.5%.

If you’re interested in learning more about these types of loans, or in finding a realtor who can help you get one, contact me today! 📲

Did you know 40% of home buyers rank selling a home as the top source of stress in modern life? 😫🏠

Although you will need patience throughout the process, there are ways to accelerate it and keep the deal moving:

1. Get your priorities together before negotiations even start. Determine which elements are must-haves and which you would be willing to negotiate.

2. Use a smart pricing strategy. Offer your best position based on what your home is really worth.

3. Don’t make prospective buyers wait. Respond promptly and communicate constantly with them.

4. Give yourself time to think it over. Don’t rush into a deal just because you want to sell your home quickly; think about it thoroughly and make sure it’s the best decision for you.

5. Work with an agent that has negotiating experience. I have facilitated a lot of transactions and negotiations, and I will help you with that too! 🤩

: If you're looking to buy a home, it's important to understand the difference between a fixed-rate and adjustable-rate mortgage ✔️.

A fixed-rate mortgage is a type of loan where the interest rate remains the same for the duration of the loan. These loans are often available as 10, 15, 20 & 30-year loans, the 15 and 30 ones are the most popular (75% of all US residential mortgages)

An adjustable-rate mortgage is a type of loan where the interest rate can change over the life of the loan.

If you're looking to buy a home, it's important to understand the difference between a fixed-rate and adjustable-rate mortgage.

Not sure which one is best for you? Get in touch and I will help you figure it out 📲

With my help and these helpful tips, you can guarantee the selling process will be more exciting than stressful when the time comes ✅😆.

1. Weigh the pros and cons of selling your home and determine if it’s the right choice for you.
2. Calculate your selling expenses including renovations, repairs and other projects.
3. Together with me, plan your selling strategy and all the details that go into it.
4. Determine your home’s market value and set a price.
5. Advertise your home in popular marketplaces and websites, as well as through word-of-mouth.
6. Prepare and stage your home for listing photos and open houses (if applicable)
7. Review purchase offers and everything they entail.
8. Make counteroffers and negotiate with potential buyers.
9. Sign the closing documents & give the keys to the new owner!