Cat Totty - Cardinal Financial - NMLS 919528

July is peak buying season, and as a Loan Originator, this is one of my favorite times of year.

Helping someone get to the closing table in the summer heat: that is the job. And I love it.

If you have been thinking about buying a home or want to know where you stand, I am here. DM me or drop a comment.

Your home has been building equity. That equity does not have to just sit there.

I talk to homeowners all the time who have been putting off a trip, a big purchase, or just a financial reset — and they do not realize their home could make it possible.

A cash-out refinance gives you access to what you have earned, at a rate that is typically far lower than a credit card or personal loan.

If you have been thinking about it, let us have a quick conversation. No pressure. Just the numbers.

*Using your home equity to pay off debts or make other purchases does not eliminate the debt or the cost of the purchases, but rather increases the loan amount of your mortgage to be paid according to your new mortgage terms.

What mortgage word sounds confusing or scary to you?

It might be the next Scary Mortgage Word of the Week! 😱

Four communities, four agents, one builder in one day. One of the best part of my jobs is meeting real estate and sales agents that want to know more about financing options for their clients, and also teach me about their communities, homes, and the area (hello, I have to know where the local coffee shops are!). Their clients are lucky to have them as local and home resources!

Have you heard this term before? If you want help understanding it, send me a message anytime. 💪📩🤩