Divas Doing Real Estate

Happy Labor Day everyone! Enjoy your time with family and friends and be safe!

For example, if a consumer has been through a divorce and their former spouse’s debt shows up on their report, they would have to provide the paperwork showing how the debts were divided.

If your credit reports reflect payments you missed or paid late by 30 days or more, those delinquencies are hurting your credit score. Missed and late payments remain on your credit reports for up to seven years. Their negative impact on your credit scores will diminish over time, but for long-term improvement, avoiding missed payments is crucial.