KP Tax Service

You do not need to be wealthy to start planning wisely.
Trusts are legal tools, and every family situation is different. It’s important to work with a qualified estate planning attorney and trusted financial professionals to determine what fits your goals best.

To learn more about financial organization, tax planning, and legacy preparation, contact KP Tax & Financial Services.

Credit card companies are unsecured creditors. Missing payments hurts credit, but losing housing or utilities hurts much more.

Here's how to stop the bleed! Call Each Credit Card Company’s Hardship Department

Not regular customer service.

Ask specifically for:

“financial hardship assistance,”
“temporary hardship program,”
or “payment relief options.”

Explain:

your hours were cut in half,
your income changed unexpectedly,
and you cannot maintain the current minimum payments.

Possible outcomes:
lower payments,
reduced interest,
paused payments,
temporary forbearance,
closed account with repayment plan,
waived fees.

Many lenders would rather reduce payments than have you default completely. Need Help? Just ask! DM or comment ""Help Me Kelle in the comments below. ..