J. Ross Writing LLC

Why pay someone else when you can fix your own credit and your family members?
Click the link below!

The Beginner's Guide To Credit Repair | J. Ross Consulting This guide is designed to show you how to dispute negative and derogatory items off of your credit report. This is the method that I have personally used successfully for over 6 years on my own personal credit as well as countless others. This is a straightforward, comprehensive, Do It Yourself Guid...

What are AUTHORIZED USER TRADELINES ? 💳

How do they work?
By adding you as an authorized user to a seasoned tradeline, allowing you to “piggyback” off of the account in good standing. This is possible because creditors will provide credit bureaus the entire account history on any given tradeline for an authorized user.
FICO® digests this newly added credit and recalculates your score with drastic improvements.

The issuing bank reports the positive credit history including the age of the account, the limit of the tradeline and the positive payment history to Experian, TransUnion and/or Equifax. The payment history, age, and limit have direct impact on the FICO credit score model which impacts your utilization ratio, average credit age and payment history.

FOR EXAMPLE:
Imagine what will happen when you add $20,000 of available credit with perfect payment history of 10 years to your credit file? Your credit score will increase dramatically almost overnight!

I offer this service starting at $250. Tradelines will remain ACTIVE on your credit report for 3 Billing cycles. After that, should you choose to extend, you will be billed every 3 billing cycles. Should you choose not to extend, the account will go into a CLOSED status but will remain on your credit report for 7 years.

https://calendly.com/jrosscredit

It's a seller's market and it's almost summertime!
If you're interested in finding out the estimated value of your home in this market, click the link! 👇🏽

J.R. Welcome to my scheduling page. Please follow the instructions to add an event to my calendar.

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Easy Preapproval, Cashback Credit Builder Card! | Petal Credit Card Easy Preapproval Cashback Credit Builder Card! | Petal Credit Cardhttps://www.petalcard.com/📚Pick up a copy of my books here: https://www.jrosswriting.com/...