Senior Partners Group LLC

Many Medicare Supplement (Medigap) and Medicare Advantage plans require you to be enrolled in both Medicare Part A and Part B before you can join their plans.

Your best time to buy a Medicare Supplement plan is during your six-month Medigap Open Enrollment Period, which begins when you're 65 or older and enrolled in Medicare Part B. During this time, you generally cannot be denied coverage due to health conditions.

Prescription Drug Formularies Change: Medicare drug plans can change their covered medications and costs each year. Reviewing your plan during the Annual Enrollment Period can help ensure your prescriptions remain affordable.

Medicare Doesn't Cover Everything: Original Medicare helps cover many healthcare expenses, but it doesn't pay for everything. Understanding your out-of-pocket costs can help you choose coverage that fits your needs and budget.

Long Term Care are services that include medical and non-medical care provided to people who are unable to perform basic activities of daily living such as dressing or bathing. Long-term supports and services can be provided at home, in the community, in assisted living or in nursing homes. Individuals may need long-term supports and services at any age. Medicare and most health insurance plans don’t pay for long-term care.