Pro-Line Mortgage Inc.

f u n d e d
📍 Beverly Hills , CA
💰 Purchase Price 6,600,000.00
12mo Bank Statement | No Tax Returns

Huge thanks to and for a smooth transaction 🤝

F U N D E D.
📍 Calabasas , CA
🏡 3Bed, 3 bath | 1850 sq ft
💰 Purchase Price 1,500,000.00
JUMBO LOAN | 24mo Bank Statement
Yes, that means no tax returns needed.

S/O to & for being great to work with and killing it by double ending this transaction

In a rapid-fire seller’s market, you need more than great finances and a quick-on-the-draw offer to land the home of your dreams. You need guts, grit, and every advantage to edge out the competition—even if your offer is thousands above asking.

Enter appraisal gap coverage.

Appraisal gap coverage affords a middle ground between including an appraisal contingency in your offer (drag!) and waiving it completely (agh!).

It sounds like an insurance policy, but it's not. It's strategic language in your purchase contract that states you’re willing to pay the difference between the appraised value and the contract price, up to a certain amount.

If a seller is studying two equal offers and one has appraisal gap coverage but the other offer doesn’t, they’ll go with the one with the gap coverage.

Have hopes of buying soon but feel a tad hesitant? Let's have a conversation—I'd love the chance to guide you through the buying process, connect you with an awesome realtor, and make sure your offer is the one on top!

Q: How far in advance should I apply for a mortgage?⁣

A: Ideally, you want to start the process when you are shopping around for a new home. Doing so will tell you exactly how much you can afford, what your monthly payments will be, and what your total monthly obligations are.

Questions about the home buying process? We’ve got your answers!

3 things to know about down payments:

The more cash you can scrape together towards a down payment, the better your interest rate may be. BUT don’t wipe out your entire savings. You’ll need some cash reserves as a new homeowner.

You can buy a home with less than 20% down, but a smaller down payment means paying Private Mortgage Insurance (PMI)—typically 0.5-1.5% of the original loan amount.

If you’ve been piling up cash for a down payment but can’t seem to make any headway, a down payment assistance program (like an FHA loan or VA loans) might help.

Down payment questions rolling around in your head? Let me help! DM us your questions, and we'll be in touch!