Sam Graubner

Traveling to Europe.... check out what's coming.

The implementation of ETIAS, a new travel authorization required for U.S. passport holders visiting many European countries, has been delayed again. Here’s what you need to know: 1. ⏳ Delay in ETIAS Implementation: ◦ ETIAS (European Travel Information and Authorization System) will not be in place during the first half of 2025. ◦ The system is now expected to launch after October 2025, possibly delaying its full rollout until 2026. 2. 🛂 What Is ETIAS? ◦ ETIAS is a travel authorization that U.S. travelers will need to enter 30 European countries. ◦ It will include EU Schengen states, EFTA countries, and European microstates with open borders (e.g., Vatican City). 3. 🌍 Countries Requiring ETIAS: ◦ Includes popular destinations like France, Italy, Spain, Germany, Greece, and Switzerland. 4. 🔧 Reasons for the Delay: ◦ ETIAS depends on the Entry/Exit System (EES), which has been postponed to October 2025 due to reliability, readiness, and industry concerns.

Check out this blog! Visit my website for a FREE Buyer or Seller Guide: htpp//samgraubner.shorewest.com.

The Path To Homeownership Can Be Steeper for Some Americans As we celebrate Black History Month, we honor and recognize the past and present experiences of Black Americans. A significant part of this experience is investing in a home of their own. While equitable access to housing has come a long way, the path to homeownership is still steeper for households...

Check out this blog! Visit my website for a FREE Buyer or Seller Guide: htpp//samgraubner.shorewest.com.

Consumers Agree: It’s a Good Time To Sell In today’s sellers’ market, many homeowners are weighing their options and trying to decide if they should sell their house. If you’re in that group, you may be balancing things like the ongoing health crisis, rising mortgage rates, and your own changing needs to determine your best time to ma...

Check out this blog! Visit my website for a FREE Buyer or Seller Guide: htpp//samgraubner.shorewest.com.

The Top Indicator if You Want To Know Where Mortgage Rates Are Heading Mortgage rates have increased significantly since the beginning of the year. Each Thursday, Freddie Mac releases its Primary Mortgage Market Survey. According to the latest survey, the average 30-year fixed-rate mortgage has risen from 3.22% at the start of the year to 3.55% as of last week. This is...