Napier Financial

Thinking of helping your kids buy their next house?

Here is one of the most important rules we encourage:
Do NOT cosign on the loan.

As Alex says here, “The people we work with are so generous and want to help, but you have to do it the right way.”

Our partnership with GenWell Partners provides more than just access to curated private investments.

It represents a boutique-style collaboration with our Fully Integrated planning approach. From portfolio design to investment selections, your full financial plan is operating together, not in silos.

When many investors think about portfolio concentration, they think about what stocks they own. Business owners have a different version of this.

Fully Integrated planning for entrepreneurs has to account for the frequent reality of a hyper-concentrated balance sheet, built on their “micro-cap equity”, as John calls it.

Thinking about gifting part of a closely held business to the next generation?

While it may certainly be a smart tax planning strategy, its validity rises and falls on the valuation.

If you want to gift portions of your business to the next gen, begin with a professional, defensible valuation for tax purposes.

A special thank you to Bill Clement CPA®, managing partner of Southcoast Financial Partners, for sharing what he sees in high-stakes tax planning!