FH Insurance

Employers should update plan documents and payroll systems, review affordability impacts, and communicate changes during open enrollment so employees can maximize tax savings and stay compliant.

https://fh-insurance.com/irs-releases-2026-benefit-plan-limits/

Employers should focus on clear communication, confirm carrier guidance, and update plan materials.

https://fh-insurance.com/new-childhood-vaccination-guidelines-and-employer-impact/

Less paper, same compliance. Post the right notice, keep it up through Oct 15, and deliver 1095 forms fast when employees request them.

https://fh-insurance.com/guidance-on-alternative-manner-for-aca-health-coverage-reporting/

New CMS LCSP data helps employers check if an ICHRA is affordable. Use the table by area and age, and keep your calculations on file.

https://fh-insurance.com/cms-lowest-cost-silver-plan-premium-look-up-table/

Fully insured plans should confirm that a written agreement is in place requiring the health insurance issuer to post the MRFs.

https://fh-insurance.com/2026-transparency-in-coverage-posting-requirements/