Imperial Solutions

The Real Estate Settlement Procedures Act requires lenders to provide borrowers with a good faith estimate of closing costs.

The Credit Repair Organizations Act regulates credit repair companies and prohibits them from making false claims.

The Fair Credit Reporting Act requires credit bureaus to investigate disputes within 30 days.

The Fair Credit Reporting Act allows consumers to request a free copy of their credit report from each of the three major credit bureaus every 12 months.