Behar Insurance Agency

▶ Town House Insurance - HOA Insurance Updates ◀

Ensuring Homeowner's Compliance: A Reminder from Your HOA

As the winds of another season shift and the specter of hurricanes looms on the horizon, it's essential to address a crucial matter that concerns every homeowner: Insurance coverage.

The covenants and contracts set forth by your Homeowners' Association (HOA), may require for all residents to maintain comprehensive coverage for their pr...

Latest about insurance in Florida BeharInsurance blog is here to provide you with updates about property insurance in Florida

▶ Cabrillo Coastal Update: Florida Counties' Eligibility for Architectural Shingle Roofs ◀

Important Update: Florida Counties' Eligibility for Architectural Shingle Roofs

If you’re a homeowner in Florida, you know how crucial it is to have a strong and well-maintained roof to shield your home from the unpredictable weather that Florida is known for.

Certain counties in Florida are being affected by recent modifications to the eligibility requirements for roofing. Let's dive into th...

Latest about insurance in Florida BeharInsurance blog is here to provide you with updates about property insurance in Florida

▶ Changes Coming Citizens Insurance Policies ◀

Last week I attended a meeting with Citizens Insurance management and some agents. We discussed how Citizens is positioning itself to help and serve the Florida Insurance market and the consumer, us.

Here are some points that I thought it would be interesting

Flood Insurance Requirement

All existing personal residential policies renewing on or after July 1, 2023, that include wind coverage a...

Latest about insurance in Florida BeharInsurance blog is here to provide you with updates about property insurance in Florida

▶ This could be BIG! Policies Excluding Certain Roof Damage ◀

Late last week, the Florida Office of Insurance Regulation (OIR) approved a filing intended to reduce roof claims from wear and tear, poor workmanship, and design issues unless a named storm caused the damage.

Over the past few Legislative Sessions, legislative members have attempted to address the “free roof pandemic” through many measures, including permitting insurers to include ACV for roo...

Latest about insurance in Florida BeharInsurance blog is here to provide you with updates about property insurance in Florida

▶ No more Homeowners programs administrated by Velocity Risk (For Florida) ◀

Effective 05/26/2023 Velocity will cease writing new business and will begin the process of exiting all homeowner programs.

Another carrier is leaving Florida. Where does this end?

Velocity Risk Underwriters, LLC. After careful consideration and evaluation of various factors, we have made the difficult decision to permanently exit the homeowner's market.

It’s worth noting that Velocity Risk ...

Latest about insurance in Florida BeharInsurance blog is here to provide you with updates about property insurance in Florida