Stacey Nitkowski Nmls#: 63855 Branch Manager - PrimeLending

If you’re active duty, a veteran, or a qualifying spouse, a VA loan could open more doors for you than you might realize. With a PrimeLending VA loan, there are no lender fees*, no down payment required, and no private mortgage insurance (PMI)** — which means you keep more of your money where it matters. I’ll walk you through each step so you know exactly what to expect and feel confident from start to finish.
Let’s connect and talk about how a VA loan could work for you and your homebuying plans.
*All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. Must apply for loan by 12/31/2025. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions and is not available on brokered loans. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Subject to credit approval.
**There is an up-front funding fee that takes the place of mortgage insurance.

Wish you had more space but don’t want to give up the low rate on your current mortgage? You’re not the only one, and the good news is, you might not have to.
With a home equity loan or line of credit*, you can use the value you’ve already built in your home to make changes without refinancing. That could mean finishing the basement, turning the attic into a guest room, or finally creating that home office — all while keeping the rate you worked hard for.
Let’s connect and talk through how this could work for your home and your budget.
*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.