Team Pruner Mortgage

Oil Drops, Rates Follow - October 21, 2025

Oil prices have dropped sharply since the beginning of 2025, and 30-year fixed mortgage rates have moved lower alongside them. Falling energy costs are easing inflationary pressures, which in turn helps keep bond yields and borrowing costs favorable.

Takeaway: This trend is creating a more supportive environment for home buyers and providing opportunities for lenders to guide clients through a lower-rate market.