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An adjustable-rate loan against your home's equity could backfire if interest rates rise.

HELOC Pitfalls to Avoid HELOC Pitfalls to Avoid A home equity line of credit, or HELOC, can be a convenient way to borrow against a home’s equity to pay for home renovation projects, college, debt consolidation or other major expenses. Most lenders allow up to 80 percent of a home’s equity to be borrowed from the home....

If you're on the hunt for a mortgage, here are some tips to help reduce the cost.

How to Save Big on Mortgage Costs How to Save Big on Mortgage Costs While a myriad of expenses go into buying and owning a home, the biggest nut for most is the mortgage payment. Here are five great tips from Bankrate for reducing mortgage costs—both before and after you purchase a home. First, get pre-approved for your mortgage, ...

When getting a mortgage, it's important to make sure you don't take on more debt than you can handle.

Should You Borrow the Maximum a Lender Will Approve? Should You Borrow the Maximum a Lender Will Approve? When you apply for a mortgage, a lender will decide how much money it’s willing to give you to put toward the purchase of a house. That doesn’t necessarily mean that you should take out a loan for the full amount. In some cases, borrowing the ...

Riding a bike is a fun and healthy activity, but it's important to stay safe while going for a ride.

Top 10 Bicycle Safety Tips Top 10 Bicycle Safety Tips People often say that something is “like riding a bike” to describe an action or skill that’s impossible to forget and easy to do once you learn it. Although you likely remember how to physically ride a bicycle, you may have forgotten, or be unaware of, some importan...