Clarity EPS

👀 THE TRUTH ABOUT RATE CREEP

Did you know Visa and Mastercard review their rates twice a year?

Most of the time, the changes they make to rates, in consultation with the card issuing banks, are small. However, this gives providers a window to quietly raise your rates, without ever speaking to you.

How? A notice on your monthly statement is added that most business owners never see. As a result, fees can creep up over time. And if you are on a cost plus program, your providers cost has not increased making the rate increase a profit grab.

We are here to help. Shoot me a message if you would like a review of your program.

🚨 Ever lost a credit card dispute you knew you should have won? You’re not alone.

Credit card networks favor the customer, leaving businesses struggling against unfair chargebacks. But you can protect yourself:

✔️ Keep detailed transaction records
✔️ Use fraud prevention tools
✔️ Offer excellent customer service
✔️ Act fast on chargeback alerts

💬 Have you faced a frustrating chargeback? Share your story below! ⬇️

Business owners, are credit card fees eating into your profits? 😤

Every time you accept a card payment, multiple players take a cut—banks, card networks, and processors. And guess what?

Higher fees often mean:
🚨 Fraud & chargeback protection costs
🎁 Funding customer rewards programs
🔐 Security & compliance expenses

The good news? You CAN reduce your fees!
💡 Work with a transparent payment provider
💡 Encourage lower-fee payment methods (like debit or ACH)
💡 Negotiate your processing rates

Tired of high fees? Let’s talk. Drop a 💳 in the comments & we’ll reach out! ⬇️