Anne Osmer - Realtor

Anne Osmer - Realtor

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Photos 03/30/2022

If you're preparing to purchase a home this Spring, the first stop is a lender's office!

Before you begin shopping for homes, it's time to meet with a lender to get pre-approved for a home loan. Having a pre-approval letter in hand can give you a leg up in this competitive market and show seller's that you're a serious buyer with your finances in order. βœ…

A lender will look at your finances, employment and credit while determining the loan you may qualify for. Start preparing these 5 documents so that you're ready to begin the pre-approval process! πŸ‘‡

βœ”οΈ Identification
βœ”οΈ Proof of income from the last 2 years; W-2 statements, additional income, tax returns and recent pay stubs
βœ”οΈ Proof of assets; bank statements and accounts that show proof of funds
βœ”οΈ Debt statements from loans or lines of credit to determine debt-to-income ratio
βœ”οΈ Other financial documents such as down-payment gift letters

If you have any questions about the pre-approval process, please reach out! πŸ“²

Photos 03/29/2022

Spring cleaning for sellers! 🏑

Today, let's talk curb appeal. You have one chance to make a great first impression and curb appeal is the way to do it, especially in the Spring! Flowers and landscaping are coming back to life and garden centers are full of seasonal plants that can help you boost your home’s curb appeal.

β€’ To start, spend some time outside cleaning up your landscaping. Mow the lawn, clean up the edging and seed any areas that need it.

β€’ Next, trim back trees and shrubs so that they accent your home, not hide it. 🌳

β€’ Last but not least, add color with seasonal flowers. Whether you plant directly in the ground, in decorative planters or hanging baskets, adding in a few seasonal flowers is a quick way to boost curb appeal!

Have you already started your Spring landscaping? Share below! πŸ‘‡

Photos 03/26/2022

Pick One! ☝️

There has been a huge increase in outdoor remodeling projects in the last year. Whether homeowners are adding market value, curb appeal or improving their own daily life, homeowners have been creating some great outdoor gathering spaces.

Two popular outdoor remodeling projects are pool installations and deck installations.

Which one would you choose?

Comment below! πŸ‘‡

Photos 03/25/2022

Friday Five! βœ‹

Indoors and out, the Spring season helps boost our home’s appeal. There are many ways to use the Spring season to your advantage while staging. Here are a few to get started!

If you’re thinking of listing and would like to discuss more, reach out to get started! πŸ“²

Photos 03/18/2022

Friday Five! βœ‹

Spring is almost here! Who's ready for more time outside? β˜€οΈ

Today, I'm sharing 5 ways to prep your outdoor space for the warmer weather!

1. Clean off your outdoor furniture
2. Let the light into your home by cleaning exterior windows
3. Get your outdoor cooking station ready for action
4. Make sure all outdoor lighting is in working order and add lighting if needed. There are a ton of great solar options out there!
5. Add some color with seasonal plants

Follow along for more tips! πŸ’‘

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210 S. Old Woodward
Birmingham, MI
48009