CFS Global

🚨 Most business owners don’t know this — and it’s costing them everything.

When you apply for a business loan, a human isn’t making the first decision.
A computer is.

And that computer is checking 4 specific things before it ever spends a dollar pulling your credit report.

Miss even ONE of them and you get:
❌ Lower approval amounts
❌ Shorter repayment terms
❌ Higher interest rates
❌ Or a flat out decline

Here are the 4 Legs every business must have to be considered bankable 👇

Leg 1 — Lender Compliance 20 specific items lenders scan in seconds via data APIs. You either pass all 20 or the door closes automatically.

Leg 2 — Bank Rating (Low 5 Minimum) Your average daily balance over 90 days. Below $10,000 average and lenders see you can’t service the debt.

Leg 3 — Comparable Credit A reporting tradeline close to the amount you’re requesting. No proof someone trusted you at that level = lower offers every time.

Leg 4 — FICO SBSS 160+ and 70+ with all 4 bureaus The business credit score 99% of owners have never heard of — but every major lender uses to decline you automatically.

Here’s the reality:
We scanned 10,000 small businesses. Only 62 passed. That’s less than 1%.
This is why 90% of small business loan applications are declined — not because businesses aren’t worthy, but because they don’t know what lenders are actually checking.

The good news? Every single one of these legs is buildable.

💡 The free Business Success Scan shows you exactly which legs your business has and which ones need work — in minutes.

Drop “SCAN” in the comments or click the link in my bio to get yours free.

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A business owner came to us last year frustrated. Great revenue, solid personal credit, kept getting declined or offered terrible rates. Sound familiar? 😤

We ran our free 150-point scan on his business. One of the first things that came back? His business email was .com.

To lenders, that one detail signals: this is not an established business. It’s a hobby. And it was quietly killing his fundability before the application even got reviewed.

He switched to a custom domain email the same day. That was step one of many — but it was the beginning of him becoming bankable.

Your business might have the same issue right now and you don’t even know it.

Drop SCAN in the comments and I’ll send you the free link. Takes 3 minutes. No credit card. Just clarity. 👇

“10X is easier than 2X because 2X thinking keeps you trapped in complexity, while 10X thinking forces simplicity.

When you aim for 2X, you try to do more—more effort, more hours, more tweaks—so you stay stuck managing everything.

But when you aim for 10X, you can’t rely on doing more of the same. You’re forced to eliminate, automate, and focus only on what truly moves the needle.

10X requires a different identity, different standards, and different decisions.

It removes distractions, cuts out low-value work, and makes it obvious what matters.

That’s why 2X is crowded and exhausting, while 10X is clear and strategic—because it’s not about doing more, it’s about doing what actually matters.”

⸻

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