Flow Financial Planning, LLC

Flow Financial Planning, LLC

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05/21/2026

Lots of people in tech (though still the vast minority) are coming into $MM via tech company equity, meanwhile massive layoffs and uncertainty about the future of the tech industry plague everyone else.

If you feel rotten about your career and your life and your finances, I think there are two approaches you can take, and a good choice is probably a balance of the two:

1) Change your career, life, or finances
2) Change who you hang around with

I don't think we take #2 seriously enough.

05/07/2026

If you have been lucky+disciplined+smart enough to build up a lot of wealth at an early age...

Take advantage of that fact!

That early wealth means you can focus less on building wealth going forward. Which means you can be more open to sabbaticals or changing to more-satisfying jobs or saving less/spending more/donating more or retiring earlier.

If you have more wealth at 35 than most people have at 50, YOU GET TO MAKE DIFFERENT CHOICES.

Past You has given Now You and Future You a gift. Use it.

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Bellingham, WA
98225