Troutman Insurance Agency

Big changes could be coming for Louisiana gig workers and solo business owners.

State lawmakers are studying whether independent contractors, gig workers, and single-member LLCs should be required to carry workers’ compensation or occupational accident coverage. That could impact workers in industries like delivery, transportation, construction, home services, and more.

Right now, many solo operators and 1099 workers fall outside of traditional workers’ comp protections, which can leave major gaps if someone gets injured on the job.

If you’re self-employed, a contractor, or run a small business, this is something worth paying attention to as Louisiana studies possible changes for the future.

Louisiana eyes workers' comp shake-up for gig workers and solo LLCs A January 2027 report could pull thousands of solo operators into the system

Looking for ways to lower your auto insurance bill?

A few small changes can make a big difference over time:
✔️ Bundle your home & auto policies
✔️ Keep a clean driving record
✔️ Consider a defensive driving course
✔️ Ask about low-mileage or safety feature discounts
✔️ Review your coverage regularly instead of auto-renewing every year

Many drivers are paying more than they need to simply because they haven’t reviewed their policy lately.

10 Ways to Pay Less for Car Insurance Rates are going up — and could continue due to tariffs. These tips can lower your premium