Trinity Business Brokers

Thinking about selling your business in the next 3–5 years?

At Trinity Business Brokers, we help our clients understand where viable deals will come from—and how to maximize their exit. By preparing a thorough business valuation and readiness assessment, we ensure our sellers don’t leave money on the table and are positioned to achieve closer to their asking price, without sitting on the market for months.

There’s no magic bullet in selling a business. Right now in Maine, there are over 317 businesses for sale, with many baby boomers planning retirement. Standing out in this crowded market starts with knowing your business’s true value and taking steps to improve it before you list.

If you’re considering an exit in the next few years, let’s talk. We’ll help you turn up the volume, strengthen your position, and get you ready to sell for what you expect—and deserve.

Don’t Let SBA Rule Changes Stall Your Sale: Choose a Broker Who Knows the Ropes

Thinking about selling your business?

Now more than ever, it’s critical to work with a broker who truly understands the ins and outs of SBA financing. The right broker will know how to navigate the latest SBA rule changes—and help you get your deal financed and closed.

Here’s what’s shaking up the market:

Starting June 1, 2025, the SBA is rolling out big changes to how seller notes can be used as part of a buyer’s equity injection in SBA 7(a) loans. Here’s the quick rundown:

Full Standby Required:

Seller notes used for equity must now be on full standby (no principal or interest payments) for the entire SBA loan term—not just 24 months.

50% Limit: Seller notes can only make up half of the required equity injection. For example, if a buyer needs to inject 20%, only 10% can be a seller note on standby.

No Payments Allowed: No interest-only payments during the standby period. The seller note gets paid only after the SBA loan is fully repaid.

What does this mean for you?

Buyers will need to bring more cash to the table, and sellers may have to wait up to 10 years to get paid on a note. These changes make it more important than ever to have a broker who understands the nuances and can guide you through creative deal structures.

At Trinity Business Brokers, we’re on top of every detail—including SBA guidelines and programs like the Finance Authority of Maine. We’re proactive, experienced, and ready to help you navigate these new rules with confidence.

If you’re thinking about selling, make sure you’re interviewing brokers who can truly help you get your deal financed and done in this new landscape.

Want to learn more? Let’s connect!

If managing your business is causing more anxiety than joy, it may be time to let go and move on to a healthier, more balanced lifestyle.

We understand how tough it can be, and now there's an opportunity to sell your business to someone ready to take the reins.

If you're ready to relieve the pressure, let's talk. This could be the fresh start you need! 🌿