Kyle Shay - Realtor

DID YOU KNOW? 👀

There are programs available right now that may help eligible buyers purchase a home with significantly less cash out of pocket than they expect.

From down payment assistance and forgivable loans to employer matching programs and state-backed mortgage options, many first-time buyers are surprised to learn what resources may actually be available to them.

Programs may include:
• Up to $13,500 through Progressive’s UpPayment® program
• Baltimore City first-time homebuyer incentives
• Maryland Mortgage Program options
• FHLBank Atlanta assistance programs
• Live Near Your Work employer matching
• Prince George’s County Pathway to Purchase assistance up to $50,000

Every program has different eligibility requirements, income limits, purchase price limits, location restrictions, and funding availability.

If you’re thinking about buying — or wondering whether homeownership may be more realistic than you thought — let’s talk strategy.

Cell: 410-952-8640
Office: 443-906-3840
[email protected]

DM me “BUYER” to start the conversation.



Disclaimer: Program availability, funding, terms, interest rates, eligibility requirements, income limits, and purchase price limits are subject to change without notice. Information provided is for general informational purposes only and is not a guarantee of qualification or lending approval. Buyers should independently verify all program details with the appropriate program administrator, lender, housing counselor, or governmental agency. Equal Housing Opportunity.

Open House This Sunday
1:30 PM to 3:00 PM
1200 Steuart St, Unit 1035, Baltimore, MD 21230

After the Lowman Street open house, I’ll be heading over to Silo Point to host this rare SkyTown residence in one of Locust Point’s most iconic waterfront buildings.

This multi-level home offers the feel and flow of a townhome with the ease of luxury high-rise living. Highlights include soaring ceilings, beautiful natural light, Brazilian Ash hardwood floors, a flexible bonus room, custom storage, a renovated primary bath, and a private upper-level terrace off the primary suite.

One of my favorite features is the way this home opens to a courtyard just outside, creating a truly unique indoor-outdoor feel you don’t often find in condo living.

Stop by Sunday to experience it in person, or send me a DM for more details or to schedule a private showing.

Listed and hosted by Kyle Shay

Open House This Sunday
10:30 AM to 12:30 PM
1566 Lowman St, Baltimore, MD 21230

I’ll be hosting this beautiful end-unit townhome in Locust Point’s Banner Row community this Sunday, listed by Molly Reed of Compass.

With over 2,200 square feet across four levels, this home offers the kind of space, parking, and flexibility that can be hard to find in city living. Highlights include a two-car direct-access garage with EV charging, an open-concept main level, oversized kitchen island, private balcony, three bedrooms, three full baths plus a powder room, and a top-level loft that opens to a private rooftop terrace.

As an end unit, the home gets beautiful natural light from three sides and offers an added sense of privacy throughout.

Stop by Sunday to see it in person, or send me a DM for more details or to schedule a private showing.

Listed by Molly Reed of Compass
Hosted by Kyle Shay, Compass