Frantz M. Fils-Aime

Can people do better with a professional? Yes.

For the same reason your haircut/hairstyle will look better if you go to the barber or stylist instead of being cheap.

For the same reason, the average NBA player would destroy the average person on the basketball court.

These people spend 90% to 100% of their time and brain space devoted to their craft while YOU might spend 10% or less. Think about Kobe. Plus they have an insane affinity and level of talent at what they do. Who do you think will be better?

At the beginning, there is no difference between you & the professional but as time passes, the gap widens and explodes. In the hands of a professional who cares & is competent, $500,000 gains an extra $1.4 million compared to it in your hands. I can’t afford to work with a professional is no longer a barrier.

Not everyone can afford the AUM percentage fee structure BUT a commission fee structure allows you to receive help from a financial professional if you are starting out with little. There is a fee structure that works for your situation.

If you lack the time or the knowledge or want someone to watch your six, then working with a financial professional who is competent and who you vibe with might be right for you.

To your financial future.
Frantz financial freedom

Time waits for no one. True story.

A successful couple who both worked as doctors and each made $1 million per year thought they had time to get their house in order. They had 2 young kids in private school, lived in a great neighborhood, & enjoyed a comfortable lifestyle.

The two were in their young 30s. They had talked to a life insurance agent and had drawn up the papers to each have $2.5 million in coverage. All they needed to do was sign on the dotted line & the first premium would have covered them. Instead, they said we will have time to sign after we take this road trip vacation without the kids.

While on their way to their destination, they were both killed in a car collision. Kids were not in the car. Despite each making $1 million, they did not have any life insurance in place or any investments or a will or a trust or enough money stashed aside to take care of the kids.

The kids moved into a rough neighborhood with an aunt and had to pull out of private school. Their aunt loved them but could not provide the life that their parents had wanted for them.

God told the 5 foolish virgins that the time had expired & He told King Hezekiah to get his house in order.

If your house is not in order, start today. Something is better than nothing. Oatmeal is better than no meal.

To your financial future.
Frantz.

Parkinson’s is not only a health issue BUT it is also a financial issue. Parkinson’s in finance or Parkinson’s Law is the action of spending more money as you make more income. This is why making more income is NOT always the answer to your financial troubles. You ACTUALLY need to know what to do with your money otherwise you will spend it down to the last dime every time no matter how much you make. This is why few professional athletes & celebrities achieve true wealth. There is a mental aspect to money. If you grew up in a home where you were conditioned to believe that having a lot of money is a sin/bad, there is a higher chance that you will spend all of your money or pay all your bills instead of thinking how you can invest your money. If you need help making that shift, feel free to reach out.

Debt is a wealth killer. Well, consumer debt is. The average American consumer debt is $103,358. This includes mortgages, auto loans, student loans, and credit cards. If your debt is not making you more money than what it takes to pay it back, then it is killing you.

YOU are your first bill, if you do not invest for your financial future, who will?