Allraya LLC

Missed the Medicare Annual Enrollment Period? You might still have options.

If you didn’t enroll during the main window, there may be other opportunities to get covered:

✅ Medicare Advantage Open Enrollment (January 1–March 31): Switch to a different Advantage Plan or return to Original Medicare — if you're already in a Medicare Advantage Plan.

✅ Special Enrollment Periods: Life changes like moving or losing coverage may qualify you for a SEP.

✅ Medigap Enrollment: Recently turned 65? You may still be within your six-month Medigap window for supplemental coverage.

Medicare can be complex, but you don’t have to figure it out alone. Contact us today for assistance in reviewing your situation and exploring your current options.

As the year comes to a close, now is a good time to reflect on what’s changed in your life and whether your life insurance beneficiaries still reflect your wishes. After all, certain events may call for updating your beneficiaries.

Start the new year with peace of mind while knowing that your coverage protects the people who matter most. Call our office today to review your policy.

Just a reminder Annual enrollment ends December 7th but, what a lot of people don't know is that you can change and shop new Advantage Plans from Jan 1st to the end of March. Schedule an appointment if you didn't notice that you're plan lost benefits.

Is retirement in your near future?
https://allraya.com/facing-retirement-fears-with-confidence-and-humor/

Facing Retirement Fears with Confidence - Allraya Explore common retirement fears and learn practical tips to face them with confidence and humor.