Adam Styer HyperSmart Home Loans

When other lenders say no, that's usually when I get interested. 👇

A lot of lenders are great at the easy files — W-2, strong credit, 20% down. That's not what I want to be known for.

The deals I love are the ones that make everyone else uncomfortable: the self-employed owner whose tax returns show almost nothing. The investor who owns more properties than conventional financing allows. The buyer paid in bonuses and business income instead of a simple paycheck. The high-net-worth client who can clearly afford the home but doesn't fit the box.

Bank statement loans. Asset depletion. Portfolio investor loans that qualify on the property's rental income. There's usually a path most people never look for.

If you or a buyer got declined somewhere else — don't assume it's over. Send me the scenario. Give me ten minutes. If there's a way, I'll find it. And if there isn't, I'll tell you straight.

Read it here:

When Other Lenders Say No, That's Usually When I Get Interested When a buyer gets declined, the deal usually isn't dead. The loan options that exist for self-employed, investor, and high-net-worth clients who don't fit conventional guidelines.

If you would’ve told these two guys back in Toledo, Ohio that one day they’d both be homeowners in Austin—let alone down the street from each other—they probably would’ve laughed.

Honored to help one of my best friends from college buy his third home with me. Doesn’t get much better than that.

Swipe for an OG pic from 2007