Andrea M. Bibeau, Realtor

REMEMBER! The 36th Wild Game Dinner is coming up on February 21st ✨
Enjoy a night of shared purpose to make a lasting difference in the lives of others. A community built on generosity, fellowship, and faith in action.

Warm, toasty, and a spark of style for your fireplace! 🔥

77 Fireplace Ideas to Bring a Much-Needed Spark to Your Space Too hot to handle? We think not!

Mortgage Rates Just Hit a 3-Year Low🏡Why That Matters More Than You Think.

If you’ve been waiting on the sidelines for mortgage rates to come down, here’s the good news: it’s already happening. Rates recently dipped into the 5% range for the first time in nearly three years and are now hovering in the low 6s, with experts expecting them to stay around this level for much of the year. That shift is more meaningful than it sounds.
Just a year ago, rates near 7% pushed many buyers out of the market. Monthly payments climbed, budgets tightened, and affordability became a real hurdle, especially for first-time buyers.
Today’s lower rates are changing the equation.
Here’s why this matters:
🏡Lower monthly payments:
On a $400,000 loan, buyers could see payments drop by $300+ compared to last year’s higher rates.
🏡Increased buying power:
Lower rates give your budget more flexibility, opening the door to more home options.

While timing the market perfectly is impossible, today’s rate environment offers buyers something they haven’t had in a while: opportunity. If you’re considering a move, now may be the moment to start the conversation and explore what’s possible.