Imelda Trevino, Keller Williams Realty SW

Why a Foreclosure Wave Isn’t on the Horizon ✨🏡

One of the main reasons there were so many foreclosures during the last housing crash was because relaxed lending standards made it easy for people to take out mortgages, even when they couldn’t show they’d be able to pay them back. At that time, lenders weren’t being as strict when looking at applicant credit scores, income levels, employment status, and debt-to-income ratio.

But since then, lending standards have gotten a whole lot tighter. Lenders became much more diligent when assessing applicants for home loans. And that means we’re seeing more qualified buyers who have less of a risk of defaulting on their loans.

If you’re worried about a potential foreclosure crisis, know there’s nothing in the data to suggest that’ll happen. Buyers are more qualified now, and that’s one reason why they’re not falling seriously behind on their mortgage payments.

Imelda Trevino, TX REALTOR®
“Where Every Move Matters.”

📲(512) 808-8091
🌎 Imelda.carlsongroupatx.com
💌 [email protected]

📍Keller Williams Realty, Austin SouthWest
1801 S MoPac Expy #100
Austin, TX 78746

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Selling a house right now requires more than just putting up a For Sale sign. You need to make sure it’s in good condition to attract buyers who are willing to pay today’s high prices. 🔑 💰

The way to do that is by making smart improvements that will give you the best return on your investment. Let’s work together so you know what buyers are looking for and what your house needs before selling. 📲👩🏻‍💻

Imelda Trevino, TX REALTOR®
“Where Every Move Matters.”

📲(512) 808-8091
🌎 Imelda.carlsongroupatx.com
💌 [email protected]

📍Keller Williams Realty, Austin SouthWest
1801 S MoPac Expy #100
Austin, TX 78746

♥️

Ready to retire? ☺️

Downsizing can simplify your life.
From less maintenance to financial savings, there are many perks to opting for a smaller home.
Plus, your equity can help make it happen.💰

Ready for the next step? Let’s chat and explore your options. 👩🏻‍💻

Imelda Trevino, TX REALTOR®
“Where Every Move Matters.”

📲(512) 808-8091
🌎 imeldatrevino.kw.com
💌 [email protected]

📍Keller Williams Realty, Austin SouthWest
1801 S MoPac Expy #100
Austin, TX 78746

♥️

Homeownership continues to top the list as a big part of the American Dream. 🇺🇸

A recent Bankrate survey found that 78% of people rank it above other milestones like retirement and career success.

Why? Security and wealth-building. A fixed-rate mortgage keeps expenses stable, and as you pay down your mortgage, you build equity and financial stability.

Let’s make your homeownership dream come true.

Imelda Trevino, TX REALTOR®
“Where Every Move Matters.”

📲(512) 808-8091
🌎 imeldatrevino.kw.com
💌 [email protected]

📍Keller Williams Realty, Austin SouthWest
1801 S MoPac Expy #100
Austin, TX 78746

♥️

Thinking of selling? You can’t just pick any price.💰

With moderating demand and a growing number of homes for sale, your asking price matters even more right now.

Buyers have MORE OPTIONS, and they’re not going to look at a home that’s overpriced. ❌

Are you prepared to price your house at its market value to make it stand out and avoid a price reduction? With my local market expertise, we can find the right price. 👩🏻‍💻

Imelda Trevino, TX REALTOR®
“Where Every Move Matters.”

📲(512) 808-8091
🌎 imeldatrevino.kw.com
💌 [email protected]

📍Keller Williams Realty, Austin SouthWest
1801 S MoPac Expy #100
Austin, TX 78746

♥️

Just applied for a mortgage? 🫱🏼‍🫲🏾

Heads up! There are a few things to avoid to keep your closing smooth: 🏄🏻‍♀️

❌Don’t change bank accounts
❌Don’t apply for new credit or close accounts
❌Don’t make large purchases or transfers
❌Don’t co-sign loans

Pro tip: 🤓 Once you’ve started the process, always check with your loan officer before making any financial moves.

Imelda Trevino, TX REALTOR®
“Where Every Move Matters.”

📲(512) 808-8091
🌎 imeldatrevino.kw.com
💌 [email protected]

📍Keller Williams Realty, Austin SouthWest
1801 S MoPac Expy #100
Austin, TX 78746


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