Coffin Financial Group Powered by LPL Financial

When people hear “gifting,” they often think of it as something informal. In reality, gifting can be an important part of a larger generational wealth strategy.
Done thoughtfully, it can help move wealth efficiently, support family goals, and reduce friction later. The key is making sure gifting decisions fit with the rest of your plan instead of living off to the side.
That’s one reason we put together our Generational Wealth Checklist. Download the checklist to review gifting, trusts, tax efficiency, and long-term transfer planning. https://coffinfinancial.lpl.com/generational-wealth-checklist

Estate plans are living documents. As life evolves, plans should evolve with it. Regular reviews help ensure instructions remain accurate and aligned with current priorities.
Outdated documents can lead to delays, confusion, or unintended outcomes. Ongoing maintenance helps prevent those issues before they arise.
Learn more about reviewing and maintaining your estate plan on our Estate Planning page.
Learn more about estate planning 👉 https://coffinfinancial.lpl.com/estate-planning

Most people think of a 529 as “just” a college savings account.

With recent updates to tax rules, 529 plans can now help families move money out of their estate, grow it tax-advantaged, and still maintain control of how it’s used.

If you’re exploring ways to be intentional with both education funding and tax planning, this is worth a closer look. And if you want to get organized, there’s a Tax Planning Checklist on the site you can download and keep handy: https://coffinfinancial.lpl.com/download-your-tax-planning-checklist

529 College Saving Plans Are More Powerful Estate, Tax Planning Tools Congress continues to increase the tax and estate planning benefits of 529 plans, making them a must-consider tool for parents and grandparents.

Behind every headline is a bigger story. Our commentary translates market data into actionable insights. Explore the insights today. https://coffinfinancial.lpl.com/weekly-market-commentary

Happy Father's Day! Celebrating fathers and the role they play every day.