Eric Richeson - Mortgage Services

**The 10 Commandments every homebuyer needs to follow***

Y'all that are pre-approved and ready to buy a new home, hold off on going crazy during Amazon Prime Day!

2024-2025 Wrestling is upon us! Humbled and honored to help be an assistant coach for our new grass roots program as we enter our second year. Please help spread the word as we are only two weeks away from our first practice.

Please reach out for more information.

Business is picking up...Let's go!!

Alright Alright Alright!!! As forecasted, we are seeing the Lowest mortgage interest rates in the past 15 months. We knew this was coming, it did take longer than expected, but we are trending in the right direction. If you have been sitting on the sidelines for "rates to improve" today is the "improvement" we have been waiting for!!! Let's go!

From what I have experienced, a majority of first-time home buyers are STILL being told they need 20% down to buy a home.... you DON'T! In the example below, 3% versus 20% down is a difference of $71,400! Yep, that's right, if you listen to your "friends" you would need an EXTRA $71,400 which in most cases would take a very long time. Or how about $12,600...that is MUCH more feasible.

When you have questions about buying a home, please consult with an industry expert to properly guide you with what is actually feasible. This is what we do day in and day out, no guessing, just the facts and a true path to homeownership.

If you, a family member, or colleague are thinking about buying a home, please let me know and I can assist with a free Home Buying Consultation.