Health With Kabi

Open Enrollment is here from Nov 1st - Jan 15th.

If you or anyone you know is frustrated with their health insurance I would love to help you explore your options.

Let me get you setup today!

Health With Kabi
888-504-1325

Hello friends,

Have a fantastic day with your friends and family!

Health With Kabi

There are two types of dental plans:
1. A medical plan that includes dental benefits is convenient but with limited coverage options
2. A stand alone dental insurance plan which offers more flexibility and more coverage options.

Below are the most common networks available for dental insurance:

Dental Preferred Provider Organization (DPPO) - you have a network of providers to choose from however, seeing a dentist out of network will cost you more and typically have a deductible and coinsurance.

Dental Health Maintenance Organization (DHMO) - this is a more affordable dental plan because you are required to choose a primary care dentist from the network. These plans typically do not provide coverage if you choose to see a dentist outside the network.

Dental Indemnity - It is often referred to as a “traditional" dental plan or a “fee-for-service.” You don’t need to choose a primary care dentist and you may not need referrals to see a specialist. This plan usually has an annual deductible and coinsurance. You’ll pay for services out of pocket until you meet the deductible.

Dental Exclusive Provider Organization (DEPO) - with this plan you must see a dentist that is in network to be covered. Out of network coverage is not covered.

Dental Point of Service (DPOS) - This plan combines aspects of both the DHMOs and DPPOs. Costs are lower if stay in network and you are required to choose a primary care dentist who will provide any needed referrals to specialists who are either in or out of network.

If you have any questions or concerns please do not hesitate to contact me.

Health With Kabi
737-346-2195

The affordable care act health insurance plans are organized into four categories: Bronze, Silver, Gold and Platinum.

Bronze plan - The insurance company pays 60% and you are responsible for 40%. This gives you a low monthly premium with a high deductible.
Silver plan - The insurance company pays 70% and you are responsible for 30%. This gives you an average monthly premium and a lower deductible than the bronze plan.
Gold plan - The insurance company pays 80% and you are responsible for 20%. This gives you a high monthly premium with a low deductible.
Platinum plan - The insurance company pays 90% and you are responsible for 10%. This gives you a high monthly premium and the lowest deductible.

If you or anyone you know is frustrated with their current health insurance coverage do not hesitate to contact me.

Health With Kabi
737-346-2195

Have you lost your health insurance in the last 60 days? Don't fret! You have more options available to you than you think.

If you or anyone you know is frustrated with their current health insurance coverage please do not hesitate to contact me.

Health With Kabi
737-346-2195