Hayden Claims Group

One of the best companies around with some of the best people working there!!

Welp, our trailer is gone.
That is the call I get around sunrise from foremen and hotshot drivers. Then begins the scramble. Call the sheriff. Find a rental machine. Keep the crew moving. Insurance just becomes an afterthought and that is where money gets left on the table.

Most people don't realize you can hire a public adjuster for this kind of loss. If your rig, trailer, tools, or load are insured under contractor equipment, inland marine, motor truck cargo, a public adjuster can represent you. We document value, line up replacement costs, and hold the insurance company to the promise of like kind and quality rather than their typical a pennies on the dollar offer.

Here is how that works in practice. We match the damages to your policy schedule or the blanket limit. We gather original equipment manufacturer repair or replacement pricing and current market comparisons from equipment marketplaces to defeat the insurance cash value numbers. For freight claims, we tie together the bill of lading, proof of delivery, any over short or damaged notes, electronic logging device timestamps, load out photos, and weather reports so the file tells a clear, complete story. A clean file moves a claim from the backburner on somebodys desk to paid and closed.

If your gooseneck disappears, your welding rig drags up, or hail wrecks your freight, call before you file. A short policy review can be the difference between rental and downtime being covered or you eating the cost. We will tell you if it is or isnt a claim. If it is, we will set you up correctly from day one.

Hayden Claims Group
(830)-777-9111 • HaydenClaims.com
First party property and cargo only. Coverage varies by policy. This is not legal advice.

Most people think of public adjusters as just “the roof guys.” But did you know your FARM & RANCH policy often covers far more than just your home or barn?

Here are a few things many ranchers don’t realize they can claim after a storm, fire, or theft:

•Barns, shops, and fencing – hail, wind, or fire damage
•Tractors, balers, skid steers, welders, and trailers – stolen, burned, or wrecked in storms
•Feed, hay, and stored grain – destroyed by fire or storm damage
•Livestock – if listed on your policy, coverage can include fire, lightning, accidents, or even theft
•Loss of use – boarding animals elsewhere or renting replacement equipment while yours is down

The problem? Insurance companies often pay pennies on the dollar, using depreciation or policy loopholes and by sending their most inexperienced adjusters. That’s where we step in.

At Hayden Claims Group, we know the value of equipment, the cost of feed, and the sweat equity that goes into every acre. When disaster strikes, we fight to make sure you’re treated fairly not left with empty feed sacks.

Call us before you file a claim. We will ALWAYS offer complementary policy review and advice to help you choose your best next steps. Being prepared from day one sets the tone and saves weeks of back-and-forth negotiations with your insurance.