Tony Scarpero - Mortgage Advisor

What an exciting end of the month!!!

Super happy for this young couple that closed on their dream (move-UP) new construction home today! When they came to me they were concerned about getting qualified to the loan amount they needed, as a large national bank had just told them NO!

The challenge they were facing was that last year their income structure had changed dramatically. They had a reduction in base salary and bonus, but had a HUGE increase in commission income. Even though they were on track to now make MUCH more than before, most jumbo lenders will require to average 2 years of earnings. That was why this bank couldn't qualify them to a high enough loan amount.

My team got to work and we found a solution with a lender that would allow us to average the most recent one year of earnings instead. They made an aggressive offer on a new construction home that had been sitting for some time on market. They were able to get it under list price, plus $10k in seller contributions.....AND it appraised $25K over contract(instant equity)!

Contract to close, we knocked out the financing in 26 days!

Who do you know that is looking to work with a lender who thinks outside the box that we can help next??

5.0 star review received on Experience.com for Tony Scarpero by Michelle C - Tony was absolutely fabulous to work with! He was always calm, patient and ready to explain anything! His guidance was always followed with a clear explanation. We were new to Denver and Tony was critical in helping us understand Denver‘s market versus Pagosa Springs. I would highly recommend Toni to any individual looking to purchase their home. Thank you, thank you for helping our family!

New ★★★★★ 5 Star Experience.com Review by Michelle C Click to see all 159 reviews of Tony Scarpero, Branch Manager | NMLS # 892427

5.0 star review received on Experience.com for Tony Scarpero by Daniella L - Tony was so knowledable, and explained everything so thoroughly. We had a really difficult time with home buying process and Tony and his team are they only ones that made things easy on us! We were so grateful for them

New ★★★★★ 5 Star Experience.com Review by Daniella L Click to see all 158 reviews of Tony Scarpero, Branch Manager | NMLS # 892427

5.0 star review received on Experience.com for Tony Scarpero by Marina H - Educational, communicative, flexible, great!

New ★★★★★ 5 Star Experience.com Review by Marina H Click to see all 156 reviews of Tony Scarpero, Branch Manager | NMLS # 892427