Home Owner Solutions with Bobby Terry Jr

I passed my Property and Casualty Insurance exam.

This next chapter is not a random pivot.

It connects to the same work I have always cared about: operations, risk, people, and the gaps that show up when responsibility is unclear.

After 17 years in a Six Sigma-driven manufacturing environment, I see insurance differently.

Coverage matters.

But before a policy ever responds, there is usually an operating reality underneath it:

unclear ownership, weak documentation, missed handoffs, delayed visibility, or risk that was not named early enough.

That is the lens I am bringing into commercial P&C.

Right now, contractors are where I am paying close attention, especially HVAC and roofing.

Not because other markets lack risk.

Because the operational gaps are often close to the surface:

jobsites, subs, certificates, workers comp, and claims that usually have a process story behind them.

Trucking is also on my radar.

My CDL and logistics background give me a different respect for what operators carry every day.

For my commercial insurance friends:

Where would you push back on that read❓