BLACK ARK Co.

Most people don’t think about it, or even know where to begin when it comes to “business credit” so I wanted to share some tips on how you can begin.

1️⃣ Establish a business phone number (freedom or ring central)
2️⃣ Establish a business email address (gsuite)
3️⃣ Establish a virtual address if you work from home. (Your home address is ok too)
📍 not a PO BOX or IPOSTAL
4️⃣ Create an EIN
5️⃣ Create a DUNS number
6️⃣Open a business bank account
7️⃣Establish a line of credit with vendors or suppliers

A list of vendors
❗️ Shirtsy
❗️ Crown Office Supplies
❗️ Uline
❗️ Quill
❗️ Summa Office Supplies
❗️ Grainger

I have gotten things financed in my business name, and it’s Black ARK Consulting so don’t get discouraged by your business name and stop doing things, due to the nature of the business though it could make it harder.

Nowadays everyone will say that they fix credit.

Even if you decide not to choose our credit repair company we would like to provide you with things you should look for if you decide to fix your credit using a credit repair company.

✔️If they don’t provide a contract.
⭐️Companies are required to provide a written contract that includes cancellation rights for consumers.

✔️Promise a quick and simple fix. No credit repair company should tell you it can help you fast.
⭐️By law, the credit bureau has 30 days to respond when you challenge something on your report. Then, if the credit bureau doesn't agree with your challenge, you can go directly to the creditor, who then has 30 days to respond.

✔️Ask you to lie. Asking you to make a misleading statement about information on your credit report is a blatant violation!

✔️ Suggest they can remove legitimate negative information. You want to avoid working with a company that does anything illegal on your behalf.

✔️ Guarantee they'll raise your score or fix an error. Run if anyone guarantees they can remove something from your report or mentions anything related to a credit sweep!!

✔️ If applicable, hard inquiry removals and updating/correcting personal information are the only things that can possibly be removed and updated within 24hours.