Sewalt Real Estate
03/20/2024
Explore endless possibilities with this commercial lot. With its prime location, and very high traffic area, this great corner parcel has 240' of road frontage on State Hwy 19. Excellent location for professional offices, franchise restaurant, new business, multi-use or medical development. Well elevated and easy access.
601 S. Palestine, Athens, Tx 75751
List price $385,000
Tawnya Sewalt, listing agent
903.477.6300
03/08/2024
This is a true TURN KEY property and is ready to go for your enjoyment!!
11720 FM 59 Athens (Area), TX 75751 Beautiful 11 Acre Ranchette complete with a move in ready custom barndominium. The energy efficient home features 3 large BR, 2 BA, 2 oversized carport with large storage room attached. The open concept kitchen, dining and living area are great for entertaining. The wood plank ceiling gives the s**c...
After you've saved a starter emergency fund of $1,000, that's when it's time to begin paying off all debt except for your home.
We call this Baby Step 2... The Debt Snowball. This is the one that changes your LIFE.
Here's how to do it:
1. List all of your debts smallest to largest. This means listing them by total amount owed, not monthly payment.
2. Make minimum payments each month on all debts EXCEPT for that smallest one, ignoring the interest rates. (This is about behavior, NOT math.)
3. Let's attack that smallest balance first. Throw all of your extra money at that one debt and watch it begin to disappear! At this point, a lot of people pick up a second job or have a huge garage sale to get things moving even faster!
4. After you've paid off that first amount, keep the momentum going by paying minimum payments on everything like before, but then attacking the second-smallest debt on your list. Since you've paid off that first debt, you now have that minimum payment amount freed up, plus whatever extra money you're working hard to bring in. Put all of that toward the next debt and so on. This is when the snowball really starts to roll! Now, you'll start to see traction and some light at the end of the tunnel. Keep it up and you'll be debt-free!
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Pro Tip: If you're fighting some HUGE balances, it helps a lot of people to set small goals inside of each debt so that they can see and feel the progress each month. Make a chart or a graph where you can mark it every time you make a big payment. It makes this journey fun and helps you remember that you won't be stuck on this step forever.
Baby Step 2 is not easy. It takes a lot of hard work, a lot of sacrifice, and a lot of discipline... but it works, and it's worth it.
YOU CAN DO IT!
08/17/2022
Star Harbor home just reduced $10K
51 Westview Dr Malakoff, TX 75148 Now available and ready to be moved into! This home is located in the premier Cedar Creek Lake community, Star Harbor. Also, located is at the end of a quiet, well-maintained street with big, beautiful trees. This is high-end construction home is low efficient and will cut your electricity bill in h...
06/06/2022
Under contract
2859 Trey Circle Athens, TX 75752 Nice brick home and 20X30 shop on 2 large lots in Trey Meadows addition just outside the loop. This home has been tastefully updated with granite countertop, luxury vinyl plank, neutral paint color, and light fixtures throughout. Wonderful kitchen with SS appliances, breakfast bar seating, large wal...
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Address
510 S Carroll Street
Athens, TX
75751