Tom Kramer - The Life Guy

Is life insurance something you have even remotely considered at any time in your adult life? If so, have you ever made a move to purchase it other than what you may have through work? If you said "no", you're not alone. Most people have questions and don't know where to get started, so it stops them from making it a priority and moving forward in the decision process.

Whether the life insurance is to add to what you already have at work, for income protection for your family, or to make sure your business continues on should something happen to you, I can help.

-- 44% of people likely to buy life insurance didn't end up buying because they didn't know how much to get
-- 80% of people believe life insurance is too expensive but overestimate their actual cost by as much as 3-5x
-- And another of the top 3 reasons for not buying is that potential buyers didn't understand their choices

Don't allow yourself to be a potential buyer who gets "stuck" in the process and doesn't end up protecting their family and/or business. These are all questions or concerns I can address and help put you at ease about moving forward.

Let's grab a coffee, a quick lunch, or have a phone call. I promise a low-key, no-pressure chat to get to know your goals and concerns and simply answer your questions. I'm licensed in a dozen states, so can probably help you out!

Feel free to call me at 706-510-5799 or e-mail me at [email protected].

Reflecting on the work week behind me on this Friday afternoon (as I sometimes do), I am reminded of why I love what I do so much. Earlier this week, I was able to help one of my dearest long-time friends secure lifetime life insurance protection for her children.

Don't get me wrong, it is a blessing to help/serve every person I've worked with since starting this broker journey....newer friends who have become clients as well as referred clients who have become friends. And, of course, my other agent business partners who allow me to help them help their clients.

This one has been particularly meaningful having already watched these kids grow up over the years, but now knowing I can be part of their financial security journey in the future.

I know getting life insurance on your children is not something most people like to think about, but it can benefit them greatly. With a properly structured policy, you can protect their insurability for the future (in case they'd develop a chronic illness and not be able to obtain life insurance) and have a cash value that can start building a tax-free nest egg for them.

If I can help you as well, please reach out:

706-510-5799
[email protected]