Insure Right Insurance Agency

🛋️ Did you know your home insurance also covers your personal belongings?

From your furniture and electronics to your clothes and jewelry — personal property coverage protects your stuff both inside AND sometimes outside your home!

💡 Quick Tip: Create a home inventory list of all your valuables. Take photos or video, and store it in a secure location. This makes filing a claim MUCH easier.

📲 Questions about your personal property coverage? We've got answers! Reach out to Insure Right today.

🏗️ DWELLING COVERAGE — what is it exactly?

Your dwelling coverage pays to repair or rebuild your home's physical structure if it's damaged or destroyed by a covered event like fire, hail, or wind. This includes your walls, roof, foundation, and built-in appliances.

💡 Pro Tip: Make sure your dwelling coverage amount reflects the CURRENT cost to REBUILD your home — not just its market value. These numbers can be very different!

📞 Give us a call and we'll help you make sure you're not underinsured.

🛡️ A standard home insurance policy typically covers:
✅ Your home's structure (dwelling)
✅ Personal belongings (furniture, electronics, clothing)
✅ Liability protection (if guests are injured)
✅ Additional living expenses (if you're displaced)

But every policy is different. Make sure YOUR coverage actually matches YOUR needs! 💬 Have questions about what you're covered for? We're happy to help — message us anytime!

🚨 E-bike owners: when did you last check if your insurance actually covers your bike?

Most homeowners and auto policies exclude e-bikes entirely — even from theft in your own garage. And with bikes ranging from $2,000 to $10,000+, that's a risk most riders can't afford to take.

We put together a plain-English guide on the coverage gaps and exactly how to fix them. Worth a read before your next ride.

👉 https://insureright.biz/2026/05/19/e-bike-insurance-coverage-gaps/