Elevated Insurance Services

One thing many homeowners don’t think about during disasters like wildfires: what if your home is temporarily unsafe or unlivable?

Depending on your policy, “Loss of Use” coverage may help with certain temporary living expenses if a covered loss keeps you out of your home.
That can sometimes include things like:
• Hotel stays
• Temporary housing
• Extra food costs
• Laundry
• Other necessary added living expenses

Every policy is different, and coverage depends on the situation.
This is why understanding your policy and having an agent who can help explain the fine print matters too. Give us a call to explore your options.

Waving our flags a little higher today in honor of those who gave all. 🇺🇸

Our offices are closed today, but in case of an emergency please contact us at 806-705-7803

When people think of wildfire damage, they usually think of flames. But smoke can create damage too.

Depending on the situation and your policy, smoke damage may impact things like:
• Walls, ceilings, and paint
• HVAC systems and air filters
• Furniture, rugs, and upholstery
• Clothing and personal belongings
• Lingering odor or residue throughout the home

Even if your home wasn’t directly touched by fire, it’s important to assess all damage carefully before making decisions.
If you’ve been affected and aren’t sure what should be documented or reviewed, we’re here to help guide you through it.

Our job isn’t to sell you the most expensive policy or push coverage you don’t need. It’s to help you make informed decisions, understand your options, and make sure your coverage actually fits your life.

Sometimes that means adjusting your policy.
Other times, that means keeping exactly what you already have.
Either way, we’ll tell you the truth. That’s the Elevated difference.