FHI-Agency

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Photos from FHI-Agency's post 07/19/2024

"2nd verse, same as the first".

Day 2 begins.

Getting "My Larry on" 2 days in a row.

I luv you.......swfl.

Note to others, if you get your whole face in the pic you look less like Kilroy and more like yourself.

DeSantis Turns Heads with Comment that Citizens Insurance 'Not Solvent;' Board Approves Cat Bond 03/20/2023

https://www.insurancejournal.com/news/southeast/2023/03/20/712840.htm

When the news just isn't scary enough.......

Desantis knows, that if another "Ian" level storm hits Florida this year, Citizens will be hitting everyone's wallet to pay for this.

Get ready.......Hurricane Season is less than 90 days away.

DeSantis Turns Heads with Comment that Citizens Insurance 'Not Solvent;' Board Approves Cat Bond Florida Gov. Ron DeSantis raised some questions Friday when he suggested that Citizens Property Insurance Corp., the state-created insurer, has "not been

Credit Outlook for Allstate's Florida Unit is Negative, Reflects Deteriorated Surplus 03/16/2023

https://www.insurancejournal.com/news/southeast/2023/03/14/712048.htm

The aforementioned article shares just one small aspect of the continuing problem with the insurance market place of today. All companies have their own version of a "Florida Only" company. In this instance, even a company as large as Allstate, is not willing to inject cash into the "Florida" company because of the risks of doing business here. The risk is not just the strange laws that only Florida operates under, but also the risk of hurricanes and the lawsuits they generate.

When the insurance companies quit committing fraud with their appraisals and estimates. When the insurance companies pay the proper amount per the policy language they have created. When individuals and companies quit committing fraud and only attempt to collect on the agreed upon insured items. When the attorney's, contractors and roofers all quit being so greedy. Then, and only then, will we have a stable insurable system here in this State.

Credit Outlook for Allstate's Florida Unit is Negative, Reflects Deteriorated Surplus The AM Best financial rating firm's tepid outlook for Allstate's Florida subsidiaries, Castle Key Insurance Co. and Castle Key Indemnity Co., has raised

03/15/2023

Flood Insurance costs going up with FEMA/National Flood Insurance Program 2.0? When was the last time you had a survey of your property? If your using old elevation certificates, you could be in for a pleasant surprise on your insurance for a change. Contact a local surveyor today to see if you could qualify under the new FEMA/NFIP guidelines for a discount on your policies.

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