Monument Wealth Management
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07/01/2026
The math says lump-sum investing wins most of the time. So does that mean you should go “all in” at once?
We don’t think so. What the math leaves out is what happens when your portfolio drops 20% the week after you invest it.
That gap — between the strategy that looks best on paper and the one you can actually live with — is where a lot of investors lose ground. Dollar-cost averaging exists to close it. In the latest Off The Wall, David B. Armstrong, CFA and Nate Tonsager, CFA, CIPM get into exactly this. Because in investing, you don't win in the spreadsheet. You win in the chair.
Watch or listen now:
📺 YouTube: https://loom.ly/WlbwU1w
🎧 Apple Podcasts: https://loom.ly/HD9e8GQ
🎧 Listen on Spotify: https://loom.ly/BUXTAIQ
You've done the hard part. Now what?
A liquidity event, a business sale, a large cash position, a significant windfall these don’t come with an instruction manual. They usually come with competing instincts: wait for the perfect moment to invest or move too fast to make it feel like you’re doing something with the money.
Successful investors tend to do neither.
They use this opportunity to build a deliberate plan that decides for them. Before the market has a chance to create doubt.
In the latest episode of Off The Wall, David B. Armstrong, CFA and Nate Tonsager, CFA, CIPM walk through exactly how experienced investors approach capital deployment: how to use dollar-cost averaging as a strategic tool (not just a mathematical shortcut), how to build in triggers that capture sell-offs as buying opportunities, and why the right plan is the one you can actually execute under pressure.
Watch or listen now:
📺 YouTube: https://loom.ly/WlbwU1w
🎧 Apple Podcasts: https://loom.ly/HD9e8GQ
🎧 Listen on Spotify: https://loom.ly/BUXTAIQ
Transcriptions are generated automatically and may not be completely accurate. Please see important video disclosure information at https://loom.ly/l38Roec
06/12/2026
Are you waiting to pass down your wealth through an estate plan?
If so, this often means your children won’t receive it until they are well into middle age. By then, their most critical, trajectory-altering financial events, like securing a home or building a business, are often already behind them.
If you shift your perspective from leaving a legacy to experiencing a legacy, the entire strategy changes.
Providing intentional, structured capital today does more than just clear financial hurdles for your adult children; it gives you a seat at the table to watch that capital compound into real lifestyle optionality while you are here to experience it.
Jessica Gibbs, CFP® and Emily Harper, CFP® break down how to map out these high-impact gifting choices on the full episode of Between Sips on your favorite podcast platform.
Apple: https://loom.ly/1Lohk9U
Spotify: https://loom.ly/9IvCMS0
Website: https://loom.ly/pvynAdU
06/03/2026
Judging your portfolio on a 12-month calendar is like reviewing one chapter and calling it the whole book.
Real diversification isn’t when you own a little of everything — it's building something designed to rotate, adapt, and protect your wealth across a full market cycle. Not just the good years.
Dave and Nate break down what that actually looks like in practice.
Apple Podcasts: https://loom.ly/O2GXF_Y
Spotify: https://loom.ly/5kcrqws
YouTube: https://loom.ly/VZxGTsM
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1940 Duke Street, Suite 6100
Alexandria, VA
22314
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| Monday | 9am - 5pm |
| Tuesday | 9am - 5pm |
| Wednesday | 9am - 5pm |
| Thursday | 9am - 5pm |
| Friday | 9am - 4pm |
