Auto Damage Consultants LLC

If you all get a “new” friend request from Brian Miller, it’s a clone folks! I just confirmed it! Jack Wagons!

A recent client of mine is an agent with the Good Hands People and need my help with his girlfriend's total loss, who insured with Flo from, well you've seen their commercials. A Mitchell Vehicle Valuation Report, an insurance company friendly market value towards their 2003 Chevrolet S-10 ZR5 was lost in a fire earlier this year. The insurance company's offer was $6,269.93. They invoked their appraisal clause in their policy for another opinion. The owners had taken very good care of their vehicle and had a transmission rebuilt in the vehicle, but misplaced the copy of the document showing this operation was done to their vehicle. This would have added more money towards their loss if they would have provided the receipt. Needless to say, after I did my evaluation and Flo's third party appraiser did theirs, we came to the conclusion that the vehicle was worth $7,424.74. That is over $1,100.00 extra they gained if they had not refused Flo's offer. Folks, if you can save every receipt other than maintenance (oil changes) etc. you never know when you will need them in a total loss circumstance. If you ever have any questions about a total loss or diminished value towards your vehicle, please let me know. Never get bullied from any insurance company that says, "This is all we are going to give you."

Another Good Hands insurance claim settled in less than two emails! A client of mine needed some help with his own insurance company, The Good Hands people, settling his total loss claim. Fortunately his own agent guided him our way for help. The Good Hands company used an insurance company biased valuation called CCC One. NEVER trust this company's valuation reports.

CCC One and The Good Hands company offered my client $21,327.00 for his 2013 Toyota Highlander. He thought it was low and he invoked his right towards his appraisal clause to seek another opinion. The Good Hands hired a third party appraiser that sent me an offer before I could even get my photos downloaded to begin running my numbers. The third party's offer was $24,9450.00! From looking at comps in the area, which were not many, and knowing how crazy the used car market is, I wanted to include some transportation fees due to how high gas prices are, way to go Brandon, and asked for $25,500.00. After one more email, we both agreed that the 2013 Toyota Highlander was worth $25,525.00! That's almost $4,200.00 more he got if he hand not listened to his agent and trusted the bully from the Good Hands company!

Folks, don't get bullied by your insurance company or someone else's insurance company when settling an accident. Get a second opinion! We are always here to help! Remember too, your insurance is as good as your agent! The claims department doesn't care about your agent at all. They only care about taking more of your money.

This 2014 Toyota Highlander was in an accident and was deemed a total loss by her insurance company the “Good Hands” people. She needed some advice and I gave her the best free advice to start with to see if she could get more than the Good Hands offered.

After not having the time to negotiate with her insurance she invoked her appraisal clause and hired me as a third party appraiser. The Good Hands people use a company called CCC One, who is an insurance based/biased company for their offer of $16,275.00. I researched respectfully and my figures came to $18,906.00. The Good Hands hired their independent appraiser from Oregon. Only one email was released from the appraiser in Oregon with an offer of $18,850.00. We were both only a mere $56.00 difference! That’s $2,575.00 more than the CCC report and the Good Hands we’re willing to give their own insured policy owner!

The moral of this story? Never trust a bully who is trying to take more money from you than they already have! ALWAYS get a second opinion!