Real Estate Elonn

Good afternoon All. I have discovered some interesting information about the VA loans.

VA loans don’t have a purchase price limit.

Most people still think VA loans are capped at the conforming limit (around $832K in NM).

That’s not how it works.
VA doesn’t limit price—it limits how much of the loan it guarantees (25%).

Once you understand that, you can structure deals ABOVE conforming limits with surprisingly little cash.
That’s where deals start getting interesting.

Direct vs. Non-Direct Investing: Why Real Estate Matters

Real estate is your opportunity to be a direct investor rather than a non-direct one.
When you buy a property—even just your first one—you gain something the stock market can never offer: control.

As a direct investor, you don’t just own an asset. You learn:

How a real business operates

How cash flow and expenses work in the real world

How appreciation and leverage create wealth

How tax benefits reward ownership and stewardship

Why the land-to-improvement ratio shapes long-term value and stability

This is the foundation thinkers like Jason Hartman emphasize when they teach about inflation-induced debt destruction and linear markets—and what Chad Carson calls “small and mighty” real estate freedom.

If you want to become a true investor—not just a participant in someone else’s fund—real estate is your classroom, your lab, and your ownership stake in the future.

Real Estate Elonn