Cara Cavanaugh

Cara Cavanaugh

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03/20/2026

Think you need 20% down to buy a house? You don’t.

Many buyers purchase with 3–10% down, and PMI can help make that possible. Waiting to save 20% could actually cost you more if home prices keep rising.

The real question isn’t “Do I have 20% down?”
It’s “Does it make sense for me to buy now?”

If you’ve been sitting on the sidelines, let’s talk.

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Alameda, CA
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