Pinoy Smart Investor

Many Overseas Overseas Filipino Workers (OFWs) work hard for years and still end up retiring poor.
OFWs are heroes who sacrifice a lot just to be able to send money and gifts to their families and loved ones back home.
But we need to save also for our future self.
We need to build our own solid financial foundation.
Start saving and investing NOW! Make it a habit to religiously practice the Abundance Formula, the 10-20-70 rule.
Once you receive your income:
10% for Tithing, give back to God for all the blessings that you receive.
20% for your savings and investment, if you don’t set aside now, when will you start to prepare for your future and retirement?
70% for your lifestyle and expenses. Live within your means and eliminate unnecessary expenses.
Make saving and investing a regular habit!





📸Ctto

Laging tatandaan kpag natapos na kontrata ntin at umuwi tyo hindi ibig sabihin matatapos narin mga bayarin natin sympre tuloy tuloy prin yan at dapat napag handaan mo.

Paano?
I message📨 mo ako tuturuan kita kung paano.

4 Reasons Why Planning for Retirement is Important - Jhoanna E. Vorstenbosch

1. SSS is not enough – It will
not sustain your medical
Bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

2. Inflation-Your ₱1 now will have a lesser value in the future.

3. Our kids are not our retirement fund. Part of pagtanaw ng utang na loob culture. We need to break this dependency. Let us not be a burden to our kids in the future.

4. We live longer – Imagine retiring at the age of 65 with NO INCOME, then living until the age of 80, that’s 15 years worth of expenses. 65 years old is too far to imagine, right? How about taking a vacation for a month with no salary?

Let us not depend on our Company's retirement benefit. What if you lose your job or your company will go bankrupt?

Build your retirement fund.

In

TOTOO ITO AT NANGYAYARI NA.
Reason kung bakit KAILANGAN mo ng
Another source of income kahit na may trabaho ka na?

Habang tumatagal lumiliit ang value ng pera.
Ang P20 na papel noon, barya na lang ngayon.

Baka sa susunod na mga taon, P100 mo magiging barya na din.😁

Kaya kung dati kahit iisang tao lang ang nagtatrabaho at kumikita sa pamilya ay kaya pa ring mabuhay, pero ngayon hindi na!!😭

Kaya dapat practical ka, Find Ways para magkaroon ng Extra Income. Kung may trabaho na, dagdag ng Negosyo na pwede gawing online business!👌💪

Ang mga mayayaman di yan apektado kasi they keep on investing in Business that's how rich mindset works. Samantalang ang mga mahihirap ay lalong naghihirap dahil lahat ng pera palabas walang ways para papasok.

Let your money work for you or else you will be working for money in your entire life😊

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Start by attending our Free Financial Class via online. Message me for schedules.

To Retire is risky.

Someone who retires at age 60 may live until age 100. Anything can happen. Pwedeng magkasakit within the first 10 years, or ma aksidente sa bahay or during sa travel or simply living a moderately healthy lifestyle with some maintenance or preferred diet.

Let's make sure lang prepared tayo financially, kahit anung mangyari.

Getting a complete healthcare package is more than just medical insurance or hospitalization.

It can provide the necessary funds for whatever medical related needs - maintenance meds, caregiver, private nurse, nursing home, regular lab tests, specialist consultation etc.

It can be a source of funds for the longterm, specifically designed to secure our retirement years.

Upgrade your medical insurance by getting your complete healthcare plan today.