Gato Logistics

🛡️ What’s the difference between cargo insurance and OCP?

Cargo insurance protects the goods and is usually bought by the sender or the receiver. It covers the cargo no matter who is at fault. But important – it does not replace the carrier’s OCP insurance!

What’s the difference?

🔹 OCP – the carrier’s liability insurance, valid only if the carrier is responsible for the damage

🔹 CARGO – protects the cargo, regardless of who caused the damage

✅ Why is cargo insurance worth it?

– It covers theft, fire, accidents

– It protects your cargo even when the carrier is not at fault

– It gives peace of mind and real protection for valuable goods

📦 Cargo insurance is a smart choice for high-value shipments.

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🔒 Cargo theft in transport – which goods are most at risk?

Not every shipment is equally secure. Statistics are clear – the most frequently stolen goods include:

🔹 Electronics (laptops, phones, consumer devices)

🔹 Cosmetics and luxury products

🔹 Medicines and supplements

🔹 Food and beverages (especially alcohol and meat)

🔹 Branded clothing

How can you protect your cargo?

✅ Choose carriers that offer real-time GPS tracking of the truck.

✅ Ensure that the driver will stop only at secured, well-lit, and monitored parking areas. This also requires the carrier to properly plan the route, including mandatory driver breaks.

✅ Request insurance that matches the value of your goods – and always check for exclusions.

✅ Work with carriers experienced in handling sensitive and high-value cargo.

Small choices when planning transport = big safety on the road.

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