Finance Insight

According to SSBYF Book:

The Right Way to Save
▪︎Saving money is important,but it's not enough. You need to save money and save it the right way.
▪︎First, you need to save regularly. Have the discipline to save consistently and regularly.
▪︎Second, your savings rate of return must beat inflation and taxes because you can be saving and still losing money if your rate of return is lower than inflation.

Interesting don't you think?
One to know more about saving the right way?

Attend our free Financial coaching webinar, message me for schedules..

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Naku(10x)! 😁
“TIME IS A FRIEND of GREAT PLAN and EX*****ON, an enemy of procrastination.”
A common misconception many people have is that we equate our age with achieving a status. (That's what I also thought)
"When I hit 30 years old I'll have this much income."
"I'm hoping to be able to retire at age 50."
NO.
You can't get there with wishful thinking.
You won't have it just because you're older.
Your financial status depends on your cashflows, savings and investments, not your age.

Even if you feel unsure whether you'll stilll have a job or business six months from now for whatever reason, that shouldn't stop you from taking hold of your finances today.

If you want to achieve financial stability, here are some action that what we need to do:
✅Cut down some of your expenses.
✅Find multiple sources of income.
✅Build your emergency fund.
✅Secure an insurance that fits in your budget.

You can accomplish these things by planning your own budget. (But educate yourself first. Maraming free classes out there.)
If you’ll give yourself a chance, you will realize that you have enough to invest for your other goals.

The key is to stick to it (with those principles coupled with definite action) and you'll eventually get there.

Message mo ako kung gusto mo pag-aralan.
May webinar orientation class kami na pede mong attendan. Will send the schedule if interested ka. :)



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Ganyan ka ba?

𝗗𝗼𝗻'𝘁 𝘄𝗮𝗶𝘁 𝗳𝗼𝗿 𝘁𝗵𝗲 𝘁𝗶𝗺𝗲 𝗻𝗮 𝗮𝗻𝗴 𝘀𝗮𝘀𝗮𝗯𝗶𝗵𝗶𝗻 𝗺𝗼 𝗻𝗮 𝗹𝗮𝗻𝗴 '𝗛𝗢𝗪 𝗜 𝗪𝗜𝗦𝗛 𝗡𝗔𝗚𝗦𝗔𝗩𝗘 𝗔𝗧 𝗡𝗔𝗚𝗜𝗡𝗩𝗘𝗦𝗧 𝗔𝗞𝗢 𝗗𝗔𝗧𝗜".

---

Habang kaya mo pa, malakas ka pa, kumikita at productive ka, use your time wisely.

Create multiple sources of income, mag IPON ka para maka pag INVEST ka din to prepare for the time na di mo na kaya pang magtrabaho.

Sa matututunan mo kung gaano kahalaga ang pag-IIPON af pag-iinvest ng maaga. 🙌

Be an IMG member.

SAVE and INVEST habang kumikita, bata pa at healthy. 📷

Ang Kaiser ay 3-in-1 saving plan. 📷 📷📷📷

1. Long-term Healthcare
2. Life Insurance Protection
3. Saving/Investment

Kaiser ay 7 years to pay and 13 years of waiting for the Maturity. Meaning, sa 20th year makukuha ang investment good as cash and may option din to retain ang funds at kumikita pa ng 6-10% per year. 📷

For ages 10 - 40, ang minimum plan na pwede ay 2,647 a month.

For ages 41 - 50, ang minimum plan na pwede ay 3,529 a month.

For ages 51 - 60, ang minimum plan na pwede ay 4,412 a month.

OPTION : If you pay annual, discounted ka ng 2 months meaning parang 10months lang binayaran mo good for 1 year. 📷📷

We also conduct FREE financial checkup.
Message me for more📷

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INFLATION IS REAL😱😱
Dati ang 2pesos ay papel pa
Dati ang 5pesos ay papel pa
Dati ang 10pesos ay papel pa
Ang 20pesos na papel noon barya na rin ngayon.

Aren't you afraid? 5-10yrs from now baka ang 100 pesos, coin na din. Yung value ng pera pababa ng pababa. Ang gastusin pataas ng pataas.

There's A RIGHT WAY TO SAVE & A WRONG WAY TO SAVE..
When saving,it's important to take inflation & taxes into consideration..

*INFLATION DECREASES YOUR PURCHASING POWER..

*INFLATION DECREASES THE REAL VALUE OF YOUR MONEY...

*YOUR SAVINGS RATE OF RETURN MUST BEAT INFLATION AND TAXES..

Saving money is important,but it's NOT enough...
You need to save money & SAVE IT THE RIGHT WAY...

Learn more about saving the right way..
Attend in our FREE financial literacy class via zoom.
PM for the link 😊







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Repost
Naguusap at nag kamustahan ang 3 magkakaibigan about "Savings and Investing", Isang Poor, Middle Class at Rich People.
1. Poor (Mindset) = oks naman ako, makakain lang ang pamilya ko 3 beses sa isang araw oks na. Wala akong pang save kasi mahirap lang ako.

2. Middle Class (mindset) = oks lang din naman ako, "Focus on the next 30 days". Dadating naman ang sweldo sa 15th and 30th of the month. Saka na ako mag iipon kapag tumaas na sweldo ko. ( May naipon kaya )

3. Rich (Mindset) = "Focus on the future". Ako I Invest 10%-20% of my Income for the future.

Sa tingin nyo ano na kaya ang situation nilang 3 magkakaibigan 5 to 20 years from now?

Kaibigan usap din tayo? Where can you see yourself 5 to 20 years from now?

"Your future is in your hands"

Bakit hanggang ngayon patuloy na dumadami ang member ni IMG?
👍Misyon Driven. Nagtuturo muna ng mga kaalaman ng libre. Maraming gustong mabago ang buhay.

Ikaw po ba ilang beses munang nang naencounter si IMG?
👍Paulit ulit.

Ilang beses munang tinanggihan pero paulit ulit paring lumalapit sayo ang opportunity ni IMG?
👍Maraming beses.

Hanggang kelan ka iiwas kay IMG?
👍Hindi mo maiiwasan.

Bakit mo ba iniiwasan na maging bahagi ni IMG?
👍Kasi alam ko na yan.
👍Wala akong utang.
👍May insurance na ako.
👍May investment na ako.

Sa buhay marami tayong mga dahilan na kahit pwede naman nating subukan patuloy tayo sa paggawa ng mga excuses para makaiwas.
Pero alam nyu ba na sa kabila ng mga excuses eto ang sigurado.
👍Tatanda ka next year.
👍Lalaki at mag-aaral mga anak mo.
👍Magreretiro ka at kakailanganin mo ng passive income.
👍Hihina ang kalusugan mo.

Kaya bakit kaialngan mong patagalin pa na maging Member ni IMG. Huwag mong ipagpabukas bukas pa dahil ang panahong nasayang hindi muna maibabalik pa.
Kung sa huli papamember ka din ngayon palang simulan muna habang malakas ka pa.
HIndi lang ikaw ang makikinabang pati buong angkan at sa susunod mong henerasyon 👊💪😎

JOIN US ON THIS GLOBAL FINANCIAL MOVEMENT AGAINST POVERTY🔥🔥🔥

Message me for details.