NIX STEP

Instead of handing his HK$42 billion fortune directly to his son, the late Hong Kong tycoon Hui Sai-fun placed it in a trust fund. His family only receives a fixed monthly allowance, a setup that would literally take around 1,750 years to spend at that rate.

Critics called it “stingy,” but in truth it was a clever long-term strategy. Hui worried about his son’s pl***oy lifestyle and lack of business focus, so he made sure his descendants could live comfortably without ever being able to burn through the entire fortune.

It is a reminder that true wealth planning is not about short-term indulgence, it is about protecting a legacy for generations to come.