The Smart Financial Strategy

𝙄𝙩'𝙨 𝙩𝙞𝙢𝙚 𝙩𝙤 𝙨𝙖𝙫𝙚, 𝙞𝙣𝙫𝙚𝙨𝙩 𝙖𝙣𝙙 𝙗𝙚 𝙥𝙧𝙤𝙩𝙚𝙘𝙩𝙚𝙙 🎯💯👌

𝗦𝘁𝗮𝗿𝘁 𝗵𝗮𝘃𝗶𝗻𝗴 𝗺𝗶𝗹𝗹𝗶𝗼𝗻𝘀 𝗼𝗻 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼 𝘄𝗶𝘁𝗵 𝗣𝗿𝘂 𝗟𝗶𝗳𝗲 𝗨𝗞 𝗳𝗼𝗿 𝗮𝘀 𝗹𝗼𝘄 𝗮𝘀 𝟳𝟬 𝗽𝗲𝗿 𝗱𝗮𝘆!

Where you can have:
✅ Life Insurance
✅ Critical Illness Benefit
✅ Disability Benefit
✅ Accident Benefit
✅ Hospital Income Benefit
✅ Education Funding
✅ Retirement Funding
✅ Investments

Imagine, by just 𝘀𝗮𝘃𝗶𝗻𝗴. You already have 𝗺𝗶𝗹𝗹𝗶𝗼𝗻𝘀 on your 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼.

You are 𝘀𝗮𝘃𝗶𝗻𝗴 your money, 𝗶𝗻𝘃𝗲𝘀𝘁𝗲𝗱 in 𝗣𝗵𝗶𝗹𝗶𝗽𝗽𝗶𝗻𝗲 𝘀𝘁𝗼𝗰𝗸𝘀 with 𝘁𝗼𝗽 "𝟯𝟬 𝗕𝗹𝘂𝗲 𝗖𝗵𝗶𝗽 𝗖𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀" and if something happens, you have the 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 that will take care of 𝘆𝗼𝘂 and 𝘆𝗼𝘂𝗿 𝗳𝗮𝗺𝗶𝗹𝘆. If you live long you will experience the best 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 ever! 🤍

You want to know more? Send me a message and get a 𝘀𝗮𝗺𝗽𝗹𝗲 𝗽𝗿𝗼𝗽𝗼𝘀𝗮𝗹. The Smart Financial Strategy 📩

You can never lose with insurance.
✅ If you get sick, WE PAY
✅ If you die early, WE PAY
✅ If you get into an accident, WE PAY

Get a free 𝗜𝗡𝗦𝗨𝗥𝗔𝗩𝗘𝗦𝗧 quote based on your needs and age, PM me 🤳

18 uncomfortable truth about life



CTTO

Bank account & VUL

Ano pinagkaiba? 😊

BANK ACCOUNT
Kadalasan "savings account" but according to financial experts matatawag lamang ito na "savings account" kung hindi mo ito nagagalaw. What if winiwithdraw mo ang pera mo for your wants like food, shopping or just in case mahospital ka sa account na ito? Then hindi mo na ito matatawag na savings account. Ito ay tinatawag na "emergency fund". Ideally at least 3-6 worth of monthly expenses daw dapat ang isang emergency fund.

VARIABLE UNIT LINKED (VUL)
Ano naman ito? Dalawa pinupuntahan ng ipon mo:

1. Protection benefits - death, disability/accident or critical illness. In case may mangyari sayo you will get money. (Usually hundreds of thousands or millions)

2. Investment - may allocation ang savings mo sa bonds or stocks (e.g. Jollibee, Ayala, BDO etc) Bakit importante mainvest ang portion ng savings mo? Isa ito sa way para makapag accumulate ng funds ng mas mabilis compared to bank. Ang kinikita usually ng money sa bank ay .125% per annum which means for every 100,000 - 125pesos ang kita kada taon.

Ibig sabihin ba nito pangit ang bank account? NO! Both are important. 👍

Maganda na meron bank account ang isang tao mapa savings man yan or emergency fund for easy access pag kailangan mo ng pera. Magagamit mo rin ang transaction records kung gusto mo mag apply ng visa or loan (housing, car etc)

Advantage na may VUL account ang isang tao to protect and strengthen his/her financial portfolio including savings or emergency fund. Remember for VUL meron kang benefits na makukuha if may mangyari sayo which means hindi mo kailangan galawin ang pera mo sa bangko or ibenta ang naipundar mo in case life's uncertainties strike. It's also a way to guarantee yourself na may pera ka in the future ano man ang mangyari because basically you are forcing yourself to save for your future. Ang kagandahan pa nito invested sa stocks/bonds na hindi stressful on your part dahil may nagmamanage ng investment mo for you, the #1 fund manager in Asia, Eastspring investments. 👍

If you are interested to know more, message mo ako friend for an exploratory meeting. Know more, guess less. Free naman ito, friend. Part of my advocacy. ❤ 🤗