AXA Phil. Financial Advisor

If you CAN afford it, think about it and go get it.

If you CAN'T afford it, think about it and go get it soon.

Note: It's important to talk only to your trusted agent who will help you achieve a well-designed investment-linked insurance plan tailored to your needs.

Let them know how much money you would like to set aside for your plan, what are the benefits you would like to add, how much death benefit you would like to give to your family, how much living benefit you would like to receive in the future. Ikaw ang masusunod.

Ang tanong, ilang milyong piso ang gusto mong iwan?
Ilang milyong pisong critical illness benefit ang gusto mo?
Ilang milyong projected fund ang gusto mong makuha?

Take action. We can't afford to live too long with too little savings. 😊

👌👌👌👌

Only 2 days left before we enter 2022. Looking back at 2021, we understand how fragile life can be and how we should always be prepared at any point of our life. Here is a quick reminder of why you should speak to your financial advisor today and not tomorrow.

- 𝗪𝗲 𝗮𝗹𝘄𝗮𝘆𝘀 𝘁𝗵𝗶𝗻𝗸 𝘄𝗲 𝗰𝗮𝗻 𝗯𝘂𝘆 𝗶𝘁 𝘁𝗼𝗺𝗼𝗿𝗿𝗼𝘄
Unlike luxury goods, the urge to get insurance is significantly lesser. People always think that they can buy insurance later.

But do you know that insurance can only be purchased with health? If you can’t buy today because of bad health, it means you won’t be able to buy tomorrow. Because your health only worsens across time.

- 𝗪𝗲 𝘁𝗵𝗶𝗻𝗸 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗶𝘀 𝗲𝘅𝗽𝗲𝗻𝘀𝗶𝘃𝗲 𝗮𝗻𝗱 𝘁𝗿𝘆 𝘁𝗼 𝘀𝗮𝘃𝗲 𝗺𝗼𝗻𝗲𝘆 𝗳𝗼𝗿 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲
There are many ways to save financially, but saving on insurance is definitely a NO-NO. Insurance is designed to protect you when unpredictable incidents occur.

To sum it up, make sure you’re fully covered.

Every professional advisor in the financial planning industry will know that their clients’ priorities change dramatically in the year end due to them planning for 2022. That is why they are 𝐛𝐞𝐢𝐧𝐠 𝐫𝐞𝐬𝐩𝐨𝐧𝐬𝐢𝐛𝐥𝐞 𝐚𝐧𝐝 𝐜𝐡𝐞𝐜𝐤𝐢𝐧𝐠 𝐢𝐟 𝐲𝐨𝐮’𝐫𝐞 𝐟𝐮𝐥𝐥𝐲 𝐜𝐨𝐯𝐞𝐫𝐞𝐝 and financially ready.

If you are a client reading this: Speak to your financial advisor today and let them tell you what is your best plan for 2022.

Have a great 2022!

Life insurance is a contract between an insurer and a policyholder in which the insurer guarantees payment of a death benefit to named beneficiaries upon the death of the insured.

To put it simply, you pay a sum of money known as the premium to the insurer and when you pass away, your beneficiaries (usually your family members), get a lump sum of money known as the death benefit.

Now the next question is should you buy life insurance?

You should buy life insurance, if you have anyone who may depend on you for financial support. For example: your kids/spouse or elderly parents.

However, if there is no one that requires you to support financially, then life insurance is optional.

Every responsible advisor will spend time talking about life insurance with their clients because they understand how important Life Insurance is in providing support for your dependents.

Life insurance proceeds can serve as a source of support, pay debts, or provide for the education and daily living expenses of your family and dependents.

So the next time when you hear an advisor asking “Do you have life insurance?”, do spend a few minutes sitting down and ask them more about it because it might just be the most important investment you make on yourself.